Have you made Investment Insulation ?

Have you made Investment Insulation ?

'INVESTING' means the act of committing money or capital to an endeavor (a business, project, real estate, etc.) with the expectation of obtaining an additional income or profit. This is what the Investopedia describes.

Most of us while listening the word, 'Investing' is about thinking themselves, just putting some money on any Assets (Financial or Physical) and make a profit without knowing the importance of Financial Education. If somebody have ₹ 10,000 /- or ₹ 1,00,000 /- they simply buying an asset (Thinking that are Investing) without knowing the Risk of Investing.

Prevention is better than cure.

As for the Financial Education, Securing your assets whether financial or physical is mandatory. Securing your Assets / Investments is nothing but, it's an Investment Insulation. Investment Insulation protects your investments through the Insulation factors. It protects your daily financial life while your investments may make loss or No Earnings on investments.

We can also compare the Investment Insulation with the 'Net worth' of an individual.

Insulation Factors:

If you are looking to buy a Stock / Real Estate Property / Business (those are Risky), then ask yourself the Investment insulation before you buy.

Insulation Type	Factors / Benefits
Have you Sufficient Coverage of Insurance ?	Take Proper Term Insurance, Health and Accident Cover – Protects unexpected accident or loss, Health concerned
Have you made the Emergency Fund ?	Savings of 6-10 months of income – Loss of an income / job, Medical Expenses, other Emergency required
Have you  Monthly Saving / Investing ?	Recurring, Provident Fund, Mutual Fund Systematic Investment plan(SIP) – Financial Goal Planning like Child Education, Marriage and Retirement Corpus

And some other Factors are...

• Save Water - Protects our Legal Heir
• Consume Less - Electricity Power
• Planting Tree - Save Nature

That is what, Dev Ashish of Stable Investor tells that, 'Buying Health Insurance protects Your Wealth, not Health' based on these Investment Insulation.

Investment Insulation is not only for an individual, but it's a Social Obligation.